Bumpy
Payment service reducing the overcomsumption
Bumpy is a payment service designed to curb overspending by adding friction to the checkout process. By introducing mindful steps, the interface encourages conscious spending, based on user research and testing.
Type
School team (5people) project at Hongik University
Role
UX Designer
Date
March - June 2024
My Impact
Field research User Interview Service Branding Wire Frame UI Design
This project begins by identifying the issues with payment services that prioritize a simple checkout process. While these convenient checkout methods enhance the purchasing experience, they can also contribute to overspending. To address this challenge, we need services that encourage users to cultivate a sense of responsibility for their consumption habits.
The problem arises from identifying issues with payment services that prioritize a simple checkout process. While these convenient methods can lead to overspending, we need services that promote responsible consumption habits.
Track your spending with a budget calendar and reduce impulsive purchases through payment friction. If you exceed your weekly budget, a stronger “Spending Cutting Mode” will automatically activate, helping you stay on track with your finances.
By entering the amount of the product the you’re buying, it slows down the payment process and gives you a chance to gauge the actual cost.
If you choose another installment plan while you still have remaining payments, it displays the future installments you need to pay.
Each transaction is visually depicted with a circular graphic which enhances awareness of this month's spending details and frequency of spending.
If you hold down the 'Pay Now' button for 5 seconds, it will vibrate, the gauge will fill up, and the payment will be completed.
What I've Learned
